Empowering
Migrant
Entrepreneurs
with Microloans

Breaking financial barriers for small businesses to foster economic growth and integration in Sweden.


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företagsfinansiering ponture företagslån

All loans are guaranteed by the
European Investment Fund.

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Ponture is dedicated to helping migrants entrepreneurs, especially women entrepreneurs, thrive in their micro-businesses by offering microloans and specialized business consulting.

Our mission is to address the financial challenges faced by marginalized small business owners, especially migrants, and promote inclusivity and economic growth in Sweden.


företagsfinansiering ponture företagslån

Transforming
Micro-Financing
in Sweden

Ponture is more than a financial services provider; we are a community builder and a catalyst for inclusion.

Join us in transforming the landscape of micro-financing in Sweden and beyond.

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Join Us in Making a Difference


We are launching a significant investment round and invite partners to join us. Your investment in Ponture supports not only attractive financial returns but also, substantial social impact.

We are seeking support to provide free business consulting to immigrant entrepreneurs, build our microloan operations, and secure debt to lend to immigrant businesses.


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Addressing a
Critical Social
Challenge

Migrants in Sweden often struggle to secure commercial loans due to their size, lack of collateral, or perceived risk. This financial exclusion hampers their potential to contribute to the economy and achieve self-sufficiency.

Ponture aims to dismantle these barriers through accessible microloans and comprehensive business support.


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företagsfinansiering ponture företagslån

Our Solutions for Migrant Entrepreneurs


Micro Loans

Loans up to SEK 250,000
with competitive terms

Lower interest rates
than traditional banks

Maturity periods up to 5 years

12-month grace periods
before amortization

80% loan guarantee by
the European Investment Fund (EIF)


Business Consulting

Free advice

Free coaching

Free training

Services in multiple languages
including: Swedish, English,
Arabic, and Persian



företagsfinansiering ponture företagslån

Creating Social
and Economic
Impact


Our initiatives aim to increase employment among immigrants in Sweden.By supporting approximately 100 small businesses led by

immigrants, with a special focus on female entrepreneurs, we expect to create 300 new jobs. Our microloan and consulting services are projected to generate a social impact valued at MSEK 100.


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Our Achievements


Loan guarantee
portfolio of MSEK 123
from the European
Investment Fund


Successful pilot
of credit policy
and processes


Developed and
utilized an efficient
administrative platform


Tested effective
marketing strategies to
reach migrant businesses


Why invest in Ponture?


Loan guarantee portfolio amount of MSEK 123 from the EIF

Innovative technology surpassing traditional banking solutions

Experienced management team in finance, technology, and marketing

Strategic partnerships enhancing service offerings

High social return on investment through job creation and economic stability

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